Banking The Poor : Measuring Banking Access In 54 Economies Paperback English - 30-10-2008
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(Original Copy - نسخه أصلية)
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| Publisher | World Bank Publications |
| ISBN 13 | 9780821377543 |
| Language | English |
| Book Subtitle | Measuring Banking Access In 54 Economies |
| Book Description | How many people are using banking services in poor countries? What financial services are used? And how could access to banking services be expanded to include more people? ""Banking the Poor"" explores these questions, through responses to questions in surveys undertaken in 54 countries, mostly in Africa. The biggest contribution of this study is new data. ""Banking the Poor"" collects information from two sources: central banks and leading commercial banks in each surveyed country. It explores associations between countries' banking policies and practices and their levels of financial access, measured in terms of the numbers of bank account per thousand adults. ""Banking the Poor"" finds that the surest way to increased access is job growth that leads to more income. But it also finds that more complexity and costs such as monthly fees are linked to lower access. Access is not enhanced by loading up accounts with features that enhance convenience such as overdraft provision. Instead these features appeal to people who are already banked. Even mobile banking in its current form is primarily aimed at existing clients. On the other hand, availability of a basic 'no-frills' bank account with minimal charges is linked to more access. |
| About the Author | Chas Emerick is the founder of Snowtide Informatics, a small software company in Western Massachusetts where he is the technical lead for PDFTextStream, a PDF content extraction library for Java and .NET.He has been a consistent presence in the Clojure community since early 2008, has had contributions included in the core language, been involved in dozens of Clojure open source projects, and was an invited speaker at the first Clojure Conj in 2010.Chas writes about Clojure, software development practices, entrepreneurship, and other passions at cemerick websites.Brian Carper is a professional programmer in the field of psychological research.Since 2008 he's used Clojure for data analysis and web development at work and at home.He's the author of a Clojure-to-CSS compiler and relational database library, and Christophe Grand is an independent consultant, based near Lyon, France. He tutors, trains and codes primarily in Clojure. He joined the Clojure Community in 2008, and became a contributor to the core language. He also authored of the Enlive and Moustache libaries and is a contributor to Counterclockwise, the Clojure IDE for Eclipse. Christophe was a speaker at the first Clojure Conj and writes on Clojure at clj-me.cgrand website. |
| Publication Date | 30-10-2008 |
| Number of Pages | 150 |
Banking The Poor : Measuring Banking Access In 54 Economies Paperback English - 30-10-2008
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